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1.) THE "EDITOR'S CHOICE"
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We are Proud to Present our "EDITOR'S CHOICE" of the Week:

Lu Anne Colmery of C & L Enterprises
CLColmery@aol.com
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I love helping people become successful and financially secure.
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If you want to get your business NOTICED for F*R*E*E,
and get F*R*E*E publicity for you and your business,
then read on.....


The OnLine Exchange would like to TEAM UP with
our Subscribers by offering you a chance to share
your professional profile with the rest of our
OE Team. This is a F*R*E*E service for YOU.
We have over 28,000 subscribers, and
each week we will providing you with, "The Editor's Choice"
which will be a professional profile from one of
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fellow OE Team and read our Editor's Choice each week !




Have a GREAT Weekend!

Until Next Time!

Best Regards,
Debbie Solomon
editor@online-exchange.com
 

Please forward this e-zine to all your friends and co-workers who might be interested!

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2.) HEADLINE ARTICLE
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Small Business 401(k) Loans
By Daniel Lamaute

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When it comes to small business loans the majority of banks
and financial institutions are out of step with the needs of the
small business owners. It is no wonder that entrepreneurs
en masse are dropping the conventional loan application routine
for faster and easier alternatives. Financing alternatives such as
credit card debts, home equity loans, and early withdrawals from
IRAs have become a major source of financing for business start-up
or expansion.

However, credit card loans and retirement savings withdrawals can be
very costly if not handled strategically. Credit card interest rates can
jump without warning to painfully high levels, and tapping your IRA
or 401(k) early may result in your paying hefty taxes and penalties.
Another alternative that is becoming more common is for entrepreneurs
to take a loan from their retirement funds by setting up
a Solo 401(k) plan with a loan feature.

Solo 401(k) plans with loan features first became available in 2002,
as a result of changes in the tax law. The Solo 401(k) - also called
an Individual 401k or Self-Employed 401(k) - is designed for small
business owners with no employees other than a spouse.
Solo 401(k) loans are easy to obtain, come with low interest fixed
for the term of the loan, and are repaid to the borrower’s account.

You can transfer without dollar limit the funds from your IRAs,
401(k), 403(b), or other retirement funds into your Solo 401(k) plan.
Once the funds are in your Solo 401(k), you can borrow a maximum
of $50,000 or 50% of the balance in your account, whichever is less.
The loan process generally takes less than one month.

But be careful, although a loan from a 401(k) plan is free of tax
and early withdrawal penalty if the loan is not paid back on time
the balance of the loan will be treated as a withdrawal subject
to taxes and a possible 10% penalty.



Daniel Lamaute, of Lamaute Capital, Inc. specializes in setting up
retirement plans for small business owners. http://www.InvestSafe.com


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3.) INTERACTIVE CLASSIFIEDS
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4.) PARENTS TIME-OUT
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Time Out for Parents

Welcome Parents. It is time for a little Time-Out. Running an online business or working outside of the home takes much time and effort away from your family.
This weekly feature is committed to helping parents take back that quality time and devote it more fully to spending it with their children.

Check out this week's features:

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Time Out for the Week - White Chocolate Popcorn
What's for Dinner? - Ravioli Casserole
Just for You - Fabulous Citrus Face Mask
Site of the Week - Art and Science of Bubbles
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Follow the link below to see what it is all about!  You owe it to yourself and your children!

http://www.parentstime-out.com

This page is designed to be simple and easy to follow.  Our goal is to keep it short and simple each week, allowing you to maximize your family time.

You can find all of our Time Out editions archived at http://www.parentstime-out.com/archives.htm
 

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5.) HOT BIZ*TIP
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A Quick Way to the C

There are several ways to view the contents of your hard drive
(normally drive "C" ), but here's one I stumbled upon the other
day that I thought you might like.

If you have Windows 95/98/ME/2000...

1. Hit your Windows Key and the letter "R." (The windows key is
located between the ALT & CTRL keys - if you don't have a
"windows" keyboard, you won't have this key and you'll need to
click Start/Run to try this.)

2. You should now have the "Run" dialog box sitting in front of
you. Now, type in a back slash (/):

3. Hit Enter and you should get a window with a list of all the
stuff on your C: drive.

For Windows XP...

1. Hit the Windows key and the letter R.

2. Type "C:" (without the quotation marks) instead of the
backslash as stated above.

3. Hit Enter and you should see the contents of your C: drive.

Sure, there are lots of other ways to see what's on your C:
drive, but this one is sort of neat. <Grin>


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 E-ZINE BUSINESS DIRECTORY & RESOURCES

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EZINE BUSINESS DIRECTORY
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ONLINE EXCHANGE INFORMATION DATA
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ONLY subscribers who have personally and voluntarily subscribed to this Ezine will Receive it. We are 100% Opt-In. We will NEVER provide our subscriber list to ANYONE. We respect the privacy of our readers.

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CONTACT INFORMATION-

Editor: Debbie Solomon
Publisher: Sara Hardy
http://www.marketingtrendz.com
MarketingTrendz
1640 West Sandpiper Circle
Pembroke Pines, FL 33026
support@marketingtrendz.com

_______________________


DISCLAIMER-

THIS DOCUMENT IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY.
The information contained in this document represents the current view of MarketingTrendz on the issues discussed as of the date of publication. Because MarketingTrendz must respond to change in market conditions, it should not be interpreted to be a commitment on the part of MarketingTrendz and MarketingTrendz cannot guarantee the accuracy of any information presented after the date of publication. Information provided in this document is provided "AS IS" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and freedom from infringement. The user assumes the entire risk as to the accuracy and the use of this document.

All opinions and viewpoints in each editorial of The OnLine Exchange Ezine is expressed solely by the editor and writer, Debbie Solomon. The opinions set forth by the editor is not necessarily an interpretation of viewpoints made by the company.

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