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1.) EDITORIAL
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A "Warm" Welcome to All our New Subscribers.

On Monday we discussed a little bit about Taxes.
YES FOLKS, it is tax time.  Sure you can wait til
April 14, 2004 to work on it, but why wait.  There
is so much to do!  Here are a few more tips to help
you with your taxes:

** If you run your business from home, did you know
 that a portion of your electric bill can be deducted?

** If you use your home phone and/or cell phone for
business, portions of that too can be deducted.

If you want some more helpful tips about taxes for
home business, then you'll just have to wait til Monday.



Have a GREAT Weekend!

Please forward this e-zine to all your friends and co-workers who might be interested!

Until Next time,
 
Debbie Solomon
editor of The OnLine Exchange Ezine

 

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2.) HEADLINE ARTICLE
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Don't You Get Ripped Off Getting A Merchant Account
Copyright 2004 By Willie Crawford

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Far too many people get ripped off when setting up a merchant
account for their online business. The biggest reason is that
they don't understand their options and are intimidated by the
whole process.  Now, armed with the proper knowledge, you don't
need to become a victim of this process.

You may be like me when I first decided my online business had
grown big enough to justify a merchant account. Maybe you have
enough sales where getting your own account makes a lot more
sense than using a third party processor who charges outlandish
rates. Maybe you should use both third party processors and your
own merchant account... giving your customers more choices.

When I set up my first merchant account, I filled out the long,
complicated application and submitted it with a several hundred
dollar application fee.  I had to fax a bunch of supporting
documents to prove I was worthy of being considered for an
account.  Then I held my breath and waited for several weeks.

Finally, I got the news that I was approved and could now sign a
long-term contract to allow them to charge me more high monthly
fees that I didn't fully understand. The one that was the most
mystical to me was the virtual terminal rental fee.  This
company also REQUIRED me to pay a steep fee to have my order
form hosted on their secure server.

When I got my last merchant account, I filled out a simple online
form, paid less than $100, and had the account activated within
24 hours.  The money I paid covered setting up the merchant
account, gateway, and virtual terminal.  I could now process
transactions from anywhere in the world and it was great!

If you've never used a virtual terminal before, let me explain.
You can be on an airplane 40,000 feet above the earth. The person
sitting next to you can ask what you do.  You explain, and he's
interested in getting your product.  You can take his credit card
information, connect to your virtual terminal using your laptop
and the in-flight phone, and process the transaction while eating
your in-flight meal.

It's great, and I've always enjoyed having access to all of the
features of my merchant accounts.  I just didn't appreciate the
fact that they seemed to try to deliberately confuse you during
the application process. They all used different terms making it
nearly impossible to compare features and rates.  It seemed that
they didn't want you to fully understand the process or product.

Guess what... they probably didn't want you to understand because
that allowed them to rip you off for more.

Here are the facts:

If you pay more than $100 to get set up with a merchant account,
gateway, and virtual terminal you're paying too much.

The industry is very competitive so you should compare rates. If
you don't get a clear explanation of the features you're
getting, go somewhere else.

When you pay those large application fees, most of that money is
commission for the agent or reseller. So don't fall for that ploy!

They need you as much as you need their services. Many of the
parties involved in the system make their money from the
transaction and monthly fees you pay. These fees differ from
company to company so you should compare. I suggest not paying
more that 2.35% per transaction.

After getting ripped off, and feeling victimized by the industry
for years, I decided to not take it any more. I cornered an industry
insider and picked his brain. He's set up merchant accounts for
both online and offline businesses for years.  I got him on a
conference call and had people call in and ask any question they
wanted.  He spilled the beans.

Even better, we recorded the entire conference call AND I want to
give you a copy of the recording from that call.  It's simple,
you can grab the MP3 recording with my compliments at:
http://therealsecrets.com/free-merchant-account-teleseminar.html

Armed with this powerful information, you'll be able to compare. 
You'll be able to make an intelligent decision instead of an
expensive mistake.  It will be impossible for you to get ripped off
when getting a merchant account. 

Knowledge is a very powerful business building weapon. Arm yourself
today!

Willie Crawford has been teaching others how to build an on-line
business since late 1996. Frequently featured in radio, magazine
and newspaper articles and interviews, Willie teaches the average
guy what the top marketers are doing but seldom talking about. For
example, Willie demonstrates the power of automated residual income
through his system at: http://ProfitAutomation.Com Don't miss it!



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4.) PARENTS TIME-OUT
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Time Out for Parents

Welcome Parents. It is time for a little Time-Out. Running an online business or working outside of the home takes much time and effort away from your family.
This weekly feature is committed to helping parents take back that quality time and devote it more fully to spending it with their children.

Check out this week's features:

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Time Out for the Week - Edible Snowman
What's for Dinner? - Teriyaki Chicken
Just for You - Games Big Kids Can Play with Younger Siblings
Site of the Week - An Appointment With Dr. Rabbit
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Follow the link below to see what it is all about!  You owe it to yourself and your children!

http://www.parentstime-out.com

This page is designed to be simple and easy to follow.  Our goal is to keep it short and simple each week, allowing you to maximize your family time.

You can find all of our Time Out editions archived at http://www.parentstime-out.com/archives.htm
 

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5.) HOT BIZ*TIP
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Ping

Sometimes you try to sign on a web site, and you get a message
that the page cannot be displayed. Is it a problem with the Web
Site or is your Browser acting up?

To find out if it is a problem at the web site, go to "Start",
"Programs" and select "MS-DOS Prompt".

When the DOS screen appears - type - ping adv-markeing.com
(substitute "adv-marketing" with the name of the web site you wish
to check) and it will ping the site four times and tell you how
long it took each time to get a response from it, It will also
give an average time for all four.

If the web site is down, it will not be able to make contact. If
the web site doesn't exist, it will reply with an "Unknown Host"
message.

If you can ping the site and still can't access the web site,
perhaps your browser has gone "awry" and you should restart your
computer.



Did you know that subscribers to Bob Osgoodby's Free Ezine the
"Tip of the Day" get a Free Ad for their Business at his Web
Site? Great Business and Computer Tips - Monday thru Friday.
Instructions on how to place your ad are in the Newsletter.
Subscribe at: http://adv-marketing.com/business/subscribe2.htm

 

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 E-ZINE BUSINESS DIRECTORY & RESOURCES

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EZINE BUSINESS DIRECTORY
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The OnLine Exchange is brought to you by MarketingTrendz.  Please visit our directory of resources for helpful information for your online business.  

• Ezine Creation Services

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ONLINE EXCHANGE INFORMATION DATA
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PRIVACY POLICY-

ONLY subscribers who have personally and voluntarily subscribed to this Ezine will Receive it. We are 100% Opt-In. We will NEVER provide our subscriber list to ANYONE. We respect the privacy of our readers.

______________________


CONTACT INFORMATION-

Editor: Debbie Solomon
Publisher: Sara Hardy
http://www.marketingtrendz.com
MarketingTrendz
1640 West Sandpiper Circle
Pembroke Pines, FL 33026
support@marketingtrendz.com

_______________________


DISCLAIMER-

THIS DOCUMENT IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY.
The information contained in this document represents the current view of MarketingTrendz on the issues discussed as of the date of publication. Because MarketingTrendz must respond to change in market conditions, it should not be interpreted to be a commitment on the part of MarketingTrendz and MarketingTrendz cannot guarantee the accuracy of any information presented after the date of publication. Information provided in this document is provided "AS IS" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and freedom from infringement. The user assumes the entire risk as to the accuracy and the use of this document.

All opinions and viewpoints in each editorial of The OnLine Exchange Ezine is expressed solely by the editor and writer, Debbie Solomon. The opinions set forth by the editor is not necessarily an interpretation of viewpoints made by the company.

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